Ron,
I tried
www.smformat.exe but was unable to download it, however Googling it, I found many people had the same problem with Olympus cameras and sm cards and had similar error messages that I got/get.
I downloaded one recovery application, but it didn't work or I didn't know how to use it to format my 128MB SM card. But I found by googling
www.smformat. Aperson , a man who gave a site for downloading it that works for his SM card that got had same error messages.
"
I had the same problem, with a 16 and a 128M cards, and solve this problem, only by reformating the card using the www.smformat.exe found at this address:
http://www.marshost.com/~rashmun/I tried downloading it but got a message the site is not available.
If you don't mind, I'd like to mail you my 128MB card along with return postage and ask if you would try your technique to format my card using your recovery software. If you agree, let's swap snail mail addresses by PM
Huge thanks in advance.
Les